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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450 | $29,736-98.5% | $56,033-99.2% | $80,935-99.4% |
| Participation rate | 80.9% | 41.7%+39.2pp | 52.5%+28.4pp | 67.7%+13.2pp |
| Annual return | -19.22% | 35.28%-54.5pp | 1711.38%-1730.6pp | 35.66%-54.9pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $294 | $1,228-76.0% | $1,954-84.9% | $4,299-93.2% |
| Admin fee / account holder | $372 | $2,434-84.7% | $2,827-86.9% | $6,924-94.6% |