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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,760 | $156,398-63.1% | $147,318-60.8% | $138,895-58.4% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 20.51% | 78.75%-58.2pp | 70.43%-49.9pp | 145.39%-124.9pp |
| Employer contribution / active EE | $2,246 | $4,853-53.7% | $4,593-51.1% | $4,194-46.5% |
| Participant deferral / active EE | $5,684 | $8,237-31.0% | $7,906-28.1% | $6,396-11.1% |
| Admin fee / account holder | $875 | $14,976-94.2% | $13,708-93.6% | $12,562-93.0% |