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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$1,333 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,119 | $106,230-63.2% | $147,080-73.4% | $77,736-49.7% |
| Participation rate | 70.5% | 78.4%-7.9pp | 82.2%-11.7pp | 70.6%-0.1pp |
| Annual return | 34.16% | 56.91%-22.8pp | 420.17%-386.0pp | 31.26%+2.9pp |
| Employer contribution / active EE | $592 | $4,072-85.5% | $4,933-88.0% | $2,728-78.3% |
| Participant deferral / active EE | $6,695 | $8,001-16.3% | $8,066-17.0% | $4,651+44.0% |
| Admin fee / account holder | $2 | $338-99.5% | $12,989-100.0% | $433-99.6% |