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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,453 | $154,228+6.0% | $145,433+12.4% | $137,256+19.1% |
| Participation rate | 70.8% | 83.8%-13.0pp | 82.1%-11.3pp | 80.0%-9.1pp |
| Annual return | 16.52% | 74.59%-58.1pp | 66.58%-50.1pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,882 | $4,804+43.3% | $4,554+51.1% | $4,156+65.6% |
| Participant deferral / active EE | $8,971 | $8,216+9.2% | $7,897+13.6% | $6,407+40.0% |
| Admin fee / account holder | $728 | $14,344-94.9% | $13,129-94.5% | $12,270-94.1% |