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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,736 | $154,228-56.1% | $145,433-53.4% | $137,256-50.6% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 92.12% | 74.59%+17.5pp | 66.58%+25.5pp | 220.34%-128.2pp |
| Employer contribution / active EE | $4,870 | $4,804+1.4% | $4,554+6.9% | $4,156+17.2% |
| Participant deferral / active EE | $17,280 | $8,216+110.3% | $7,897+118.8% | $6,407+169.7% |
| Admin fee / account holder | $2,032 | $14,344-85.8% | $13,129-84.5% | $12,270-83.4% |