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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,736 | $156,398-56.7% | $147,318-54.0% | $138,895-51.2% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 92.12% | 78.75%+13.4pp | 70.43%+21.7pp | 145.39%-53.3pp |
| Employer contribution / active EE | $4,870 | $4,853+0.3% | $4,593+6.0% | $4,194+16.1% |
| Participant deferral / active EE | $17,280 | $8,237+109.8% | $7,906+118.6% | $6,396+170.2% |
| Admin fee / account holder | $2,032 | $14,976-86.4% | $13,708-85.2% | $12,562-83.8% |