Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,339 | $106,524-46.2% | $152,301-62.4% | $87,485-34.5% |
| Participation rate | 53.9% | 75.8%-21.8pp | 82.4%-28.5pp | 68.9%-15.0pp |
| Annual return | 18.75% | 26.89%-8.1pp | 80.50%-61.8pp | 26.06%-7.3pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,903 | $6,525-9.5% | $8,004-26.2% | $4,274+38.1% |
| Admin fee / account holder | $9,151 | $8,287+10.4% | $14,398-36.4% | $7,775+17.7% |