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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,903 | $157,829-50.0% | $136,867-42.4% | $198,609-60.3% |
| Participation rate | 66.7% | 77.2%-10.5pp | 74.5%-7.9pp | 82.4%-15.7pp |
| Annual return | 11.67% | 51.25%-39.6pp | 42.97%-31.3pp | 202.70%-191.0pp |
| Employer contribution / active EE | $1,053 | $3,923-73.1% | $3,547-70.3% | $5,055-79.2% |
| Participant deferral / active EE | $10,000 | $5,463+83.1% | $4,924+103.1% | $6,977+43.3% |
| Admin fee / account holder | $977 | $11,107-91.2% | $10,340-90.6% | $19,030-94.9% |