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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,622 | $211,288-96.4% | $178,540-95.7% | $145,884-94.8% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 7.96% | 30.27%-22.3pp | 27.15%-19.2pp | 551.85%-543.9pp |
| Employer contribution / active EE | $786 | $4,574-82.8% | $3,953-80.1% | $4,662-83.2% |
| Participant deferral / active EE | $1,420 | $6,967-79.6% | $6,281-77.4% | $6,690-78.8% |
| Admin fee / account holder | $2,930 | $12,105-75.8% | $10,424-71.9% | $13,392-78.1% |