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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $15,946 |
FIRST WESTERN TRUST BANK5 years Service code 27 1900 16TH ST · DENVER, CO 80202 | Advisory (Plan) | $3,831 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,427 | $45,031-28.0% | $85,009-61.9% | $77,671-58.3% |
| Participation rate | 60.5% | 48.7%+11.8pp | 67.5%-7.0pp | 70.6%-10.1pp |
| Annual return | 14.81% | 79.22%-64.4pp | 66.47%-51.7pp | 31.21%-16.4pp |
| Employer contribution / active EE | $843 | $1,609-47.6% | $2,728-69.1% | $2,726-69.1% |
| Participant deferral / active EE | $4,493 | $2,807+60.0% | $4,522-0.6% | $4,648-3.3% |
| Admin fee / account holder | $86 | $912-90.6% | $6,153-98.6% | $430-80.0% |