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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,654 | $114,119-22.3% | $107,187-17.3% | $138,895-36.2% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 16.00% | 273.21%-257.2pp | 204.55%-188.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $5,015 | $4,059+23.6% | $3,782+32.6% | $4,194+19.6% |
| Participant deferral / active EE | $8,165 | $5,538+47.4% | $5,096+60.2% | $6,396+27.7% |
| Admin fee / account holder | $244 | $10,024-97.6% | $9,162-97.3% | $12,562-98.1% |