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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,200 | $76,608-89.3% | $56,077-85.4% | $145,877-94.4% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 11.36% | 3009.59%-2998.2pp | 1709.28%-1697.9pp | 551.28%-539.9pp |
| Employer contribution / active EE | $292 | $1,382-78.8% | $1,040-71.9% | $4,663-93.7% |
| Participant deferral / active EE | $1,509 | $2,624-42.5% | $1,954-22.8% | $6,691-77.4% |
| Admin fee / account holder | $1,002 | $3,325-69.9% | $2,825-64.5% | $13,402-92.5% |