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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,276 | $101,618-60.4% | $93,063-56.7% | $137,256-70.7% |
| Participation rate | 57.1% | 74.9%-17.8pp | 72.1%-15.0pp | 80.0%-22.8pp |
| Annual return | 12.78% | 223.95%-211.2pp | 34.15%-21.4pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,989 | $2,707-26.5% | $2,476-19.7% | $4,156-52.1% |
| Participant deferral / active EE | $4,795 | $4,279+12.0% | $3,958+21.1% | $6,407-25.2% |
| Admin fee / account holder | $16,389 | $6,198+164.4% | $6,033+171.6% | $12,270+33.6% |