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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,708 | $109,967-73.0% | $97,197-69.4% | $145,877-79.6% |
| Participation rate | 62.5% | 76.0%-13.5pp | 72.7%-10.2pp | 80.3%-17.8pp |
| Annual return | 17.99% | 244.27%-226.3pp | 75.47%-57.5pp | 551.28%-533.3pp |
| Employer contribution / active EE | $2,208 | $3,077-28.2% | $2,723-18.9% | $4,663-52.7% |
| Participant deferral / active EE | $3,805 | $4,676-18.6% | $4,263-10.8% | $6,691-43.1% |
| Admin fee / account holder | $1,350 | $6,199-78.2% | $5,637-76.1% | $13,402-89.9% |