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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,708 | $110,093-73.0% | $97,295-69.5% | $145,897-79.6% |
| Participation rate | 62.5% | 75.9%-13.4pp | 72.7%-10.2pp | 80.3%-17.8pp |
| Annual return | 17.99% | 244.76%-226.8pp | 75.62%-57.6pp | 552.29%-534.3pp |
| Employer contribution / active EE | $2,208 | $3,077-28.3% | $2,723-18.9% | $4,663-52.6% |
| Participant deferral / active EE | $3,805 | $4,678-18.7% | $4,264-10.8% | $6,689-43.1% |
| Admin fee / account holder | $1,350 | $6,212-78.3% | $5,646-76.1% | $13,390-89.9% |