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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,176 | $162,136-5.5% | $152,301+0.6% | $154,746-1.0% |
| Participation rate | 40.0% | 84.1%-44.1pp | 82.4%-42.4pp | 80.7%-40.7pp |
| Annual return | 18.60% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $1,444 | $4,890-70.5% | $4,624-68.8% | $4,379-67.0% |
| Participant deferral / active EE | $12,400 | $8,341+48.7% | $8,004+54.9% | $6,730+84.2% |
| Admin fee / account holder | $1,171 | $15,759-92.6% | $14,398-91.9% | $14,365-91.8% |