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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,022 | $99,875-32.9% | $146,866-54.4% | $86,983-22.9% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.5%+10.3pp | 69.5%+23.3pp |
| Annual return | 15.04% | 28.10%-13.1pp | 102.85%-87.8pp | 25.83%-10.8pp |
| Employer contribution / active EE | $5,835 | $3,224+81.0% | $4,425+31.9% | $2,584+125.8% |
| Participant deferral / active EE | $7,596 | $6,322+20.2% | $7,759-2.1% | $4,194+81.1% |
| Admin fee / account holder | $2,469 | $7,838-68.5% | $13,620-81.9% | $7,856-68.6% |