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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,257 | $114,013-78.7% | $103,693-76.6% | $155,188-84.4% |
| Participation rate | 64.3% | 75.2%-10.9pp | 72.6%-8.4pp | 80.8%-16.5pp |
| Annual return | 20.35% | 49.31%-29.0pp | 47.61%-27.3pp | 148.84%-128.5pp |
| Employer contribution / active EE | $913 | $3,131-70.8% | $2,920-68.7% | $4,248-78.5% |
| Participant deferral / active EE | $1,729 | $4,970-65.2% | $4,579-62.2% | $6,531-73.5% |
| Admin fee / account holder | $3,792 | $8,407-54.9% | $7,858-51.7% | $14,480-73.8% |