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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,257 | $102,595-76.4% | $94,057-74.2% | $154,746-84.3% |
| Participation rate | 64.3% | 76.0%-11.7pp | 73.3%-9.1pp | 80.7%-16.4pp |
| Annual return | 20.35% | 583.42%-563.1pp | 480.62%-460.3pp | 172.34%-152.0pp |
| Employer contribution / active EE | $913 | $3,147-71.0% | $2,933-68.9% | $4,379-79.1% |
| Participant deferral / active EE | $1,729 | $5,118-66.2% | $4,709-63.3% | $6,730-74.3% |
| Admin fee / account holder | $3,792 | $7,736-51.0% | $7,244-47.7% | $14,365-73.6% |