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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,862 | $58,275+100.5% | $81,844+42.8% | $80,935+44.4% |
| Participation rate | 72.7% | 63.5%+9.3pp | 72.4%+0.3pp | 67.7%+5.1pp |
| Annual return | 18.53% | 41.82%-23.3pp | 778.87%-760.3pp | 35.66%-17.1pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,288 | $3,285+61.0% | $4,323+22.3% | $4,299+23.0% |
| Admin fee / account holder | $6,065 | $4,749+27.7% | $7,355-17.5% | $6,924-12.4% |