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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,763 | $92,985-7.8% | $153,432-44.1% | $80,874+6.0% |
| Participation rate | 96.8% | 69.0%+27.8pp | 77.1%+19.7pp | 67.6%+29.1pp |
| Annual return | 14.67% | 19.95%-5.3pp | 15.66%-1.0pp | 35.62%-20.9pp |
| Employer contribution / active EE | $5,888 | $3,507+67.9% | $5,038+16.9% | $2,756+113.7% |
| Participant deferral / active EE | $14,477 | $5,178+179.6% | $6,757+114.2% | $4,297+236.9% |
| Admin fee / account holder | $29,355 | $8,880+230.6% | $12,725+130.7% | $6,935+323.3% |