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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,372 | $123,750+19.9% | $69,611+113.1% | $145,877+1.7% |
| Participation rate | 61.9% | 69.2%-7.3pp | 66.4%-4.5pp | 80.3%-18.4pp |
| Annual return | 16.06% | 192.03%-176.0pp | 101.14%-85.1pp | 551.28%-535.2pp |
| Employer contribution / active EE | $2,485 | $2,672-7.0% | $1,709+45.4% | $4,663-46.7% |
| Participant deferral / active EE | $5,527 | $4,243+30.3% | $2,891+91.2% | $6,691-17.4% |
| Admin fee / account holder | $7,430 | $7,817-4.9% | $4,696+58.2% | $13,402-44.6% |