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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,597 | $99,875+216.0% | $146,866+114.9% | $86,983+262.8% |
| Participation rate | 85.0% | 75.8%+9.2pp | 82.5%+2.5pp | 69.5%+15.5pp |
| Annual return | 16.04% | 28.10%-12.1pp | 102.85%-86.8pp | 25.83%-9.8pp |
| Employer contribution / active EE | $4,794 | $3,224+48.7% | $4,425+8.4% | $2,584+85.5% |
| Participant deferral / active EE | $12,803 | $6,322+102.5% | $7,759+65.0% | $4,194+205.3% |
| Admin fee / account holder | $25,289 | $7,838+222.7% | $13,620+85.7% | $7,856+221.9% |