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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,597 | $106,524+196.3% | $152,301+107.2% | $87,485+260.7% |
| Participation rate | 85.0% | 75.8%+9.2pp | 82.4%+2.6pp | 68.9%+16.1pp |
| Annual return | 16.04% | 26.89%-10.8pp | 80.50%-64.5pp | 26.06%-10.0pp |
| Employer contribution / active EE | $4,794 | $3,371+42.2% | $4,624+3.7% | $2,596+84.7% |
| Participant deferral / active EE | $12,803 | $6,525+96.2% | $8,004+60.0% | $4,274+199.6% |
| Admin fee / account holder | $25,289 | $8,287+205.2% | $14,398+75.6% | $7,775+225.3% |