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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,125 | $110,379+390.2% | $102,412+428.4% | $145,884+270.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 1.85% | 24.84%-23.0pp | 24.94%-23.1pp | 551.85%-550.0pp |
| Employer contribution / active EE | $24,739 | $4,216+486.8% | $3,870+539.3% | $4,662+430.6% |
| Participant deferral / active EE | $15,061 | $5,622+167.9% | $5,060+197.6% | $6,690+125.1% |
| Admin fee / account holder | $482 | $9,745-95.0% | $8,388-94.2% | $13,392-96.4% |