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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,813 | $51,642+89.4% | $129,384-24.4% | $80,935+20.9% |
| Participation rate | 85.3% | 56.9%+28.4pp | 69.6%+15.7pp | 67.7%+17.6pp |
| Annual return | 12.90% | 20.78%-7.9pp | 9461.77%-9448.9pp | 35.66%-22.8pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,153-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,105 | $2,670+278.5% | $4,166+142.6% | $4,299+135.0% |
| Admin fee / account holder | $6,598 | $4,312+53.0% | $7,686-14.2% | $6,924-4.7% |