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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,147 | $102,393-64.7% | $147,041-75.4% | $80,911-55.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 19.26% | 134.95%-115.7pp | 419.21%-400.0pp | 35.63%-16.4pp |
| Employer contribution / active EE | $3,048 | $3,715-18.0% | $4,935-38.2% | $2,756+10.6% |
| Participant deferral / active EE | $6,983 | $6,647+5.1% | $8,071-13.5% | $4,297+62.5% |
| Admin fee / account holder | $325 | $7,943-95.9% | $13,006-97.5% | $6,935-95.3% |