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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,810 | $110,039-62.0% | $97,260-57.0% | $145,884-71.3% |
| Participation rate | 73.7% | 75.9%-2.2pp | 72.7%+1.0pp | 80.3%-6.6pp |
| Annual return | 9.95% | 244.44%-234.5pp | 75.54%-65.6pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,863 | $3,074-39.4% | $2,721-31.5% | $4,662-60.0% |
| Participant deferral / active EE | $2,775 | $4,674-40.6% | $4,262-34.9% | $6,690-58.5% |
| Admin fee / account holder | $336 | $6,204-94.6% | $5,640-94.1% | $13,392-97.5% |