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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,688 | $225,673-75.8% | $203,872-73.2% | $155,188-64.8% |
| Participation rate | 60.0% | 80.3%-20.3pp | 77.8%-17.8pp | 80.8%-20.8pp |
| Annual return | 11.82% | 95.91%-84.1pp | 85.11%-73.3pp | 148.84%-137.0pp |
| Employer contribution / active EE | $1,286 | $4,099-68.6% | $3,757-65.8% | $4,248-69.7% |
| Participant deferral / active EE | $1,286 | $6,893-81.3% | $6,388-79.9% | $6,531-80.3% |
| Admin fee / account holder | $885 | $12,327-92.8% | $11,730-92.5% | $14,480-93.9% |