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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,080 | $67,894-46.9% | $89,340-59.6% | $82,448-56.2% |
| Participation rate | 86.1% | 64.0%+22.1pp | 69.6%+16.5pp | 68.1%+18.0pp |
| Annual return | 13.89% | 19.21%-5.3pp | 20.57%-6.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,585 | $1,828-13.3% | $2,231-29.0% | $2,551-37.9% |
| Participant deferral / active EE | $4,092 | $3,072+33.2% | $3,823+7.0% | $4,139-1.1% |
| Admin fee / account holder | $8,225 | $5,723+43.7% | $6,704+22.7% | $7,234+13.7% |