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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,802 | $81,358-84.3% | $155,556-91.8% | $80,959-84.2% |
| Participation rate | 49.0% | 66.3%-17.2pp | 78.2%-29.2pp | 67.7%-18.6pp |
| Annual return | 15.88% | 33.39%-17.5pp | 64.84%-49.0pp | 35.67%-19.8pp |
| Employer contribution / active EE | $1,162 | $3,106-62.6% | $4,675-75.2% | $2,757-57.9% |
| Participant deferral / active EE | $1,364 | $3,455-60.5% | $5,631-75.8% | $4,300-68.3% |
| Admin fee / account holder | $1,442 | $7,994-82.0% | $15,885-90.9% | $6,925-79.2% |