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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,908 | $110,410+24.0% | $102,437+33.7% | $145,897-6.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 22.09% | 24.85%-2.8pp | 24.95%-2.9pp | 552.29%-530.2pp |
| Employer contribution / active EE | $19,608 | $4,217+365.0% | $3,871+406.6% | $4,663+320.5% |
| Participant deferral / active EE | $16,803 | $5,622+198.9% | $5,060+232.1% | $6,689+151.2% |
| Admin fee / account holder | $2,350 | $9,745-75.9% | $8,388-72.0% | $13,390-82.5% |