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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,234 | $88,672-5.0% | $105,223-19.9% | $82,448+2.2% |
| Participation rate | 43.3% | 67.9%-24.6pp | 75.0%-31.7pp | 68.1%-24.7pp |
| Annual return | 13.87% | 30.86%-17.0pp | 180.65%-166.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $831 | $3,048-72.7% | $3,689-77.5% | $2,551-67.4% |
| Participant deferral / active EE | $1,835 | $4,036-54.5% | $5,072-63.8% | $4,139-55.7% |
| Admin fee / account holder | $42 | $7,146-99.4% | $8,859-99.5% | $7,234-99.4% |