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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,432 | $160,028+124.6% | $147,080+144.4% | $145,884+146.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.76% | 98.60%-74.8pp | 420.17%-396.4pp | 551.85%-528.1pp |
| Employer contribution / active EE | $7,500 | $5,286+41.9% | $4,933+52.0% | $4,662+60.9% |
| Participant deferral / active EE | $10,565 | $8,422+25.4% | $8,066+31.0% | $6,690+57.9% |
| Admin fee / account holder | $3,987 | $15,030-73.5% | $12,989-69.3% | $13,392-70.2% |