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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,358 | $58,311-15.4% | $81,882-39.7% | $80,959-39.0% |
| Participation rate | 53.1% | 63.5%-10.4pp | 72.4%-19.3pp | 67.7%-14.6pp |
| Annual return | 13.15% | 41.85%-28.7pp | 779.47%-766.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,091 | $2,347-53.5% | $2,916-62.6% | $2,757-60.4% |
| Participant deferral / active EE | $3,231 | $3,287-1.7% | $4,323-25.3% | $4,300-24.9% |
| Admin fee / account holder | $1,238 | $4,752-73.9% | $7,360-83.2% | $6,925-82.1% |