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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,360 | $111,535-66.5% | $105,223-64.5% | $137,256-72.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.43% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $700 | $3,939-82.2% | $3,689-81.0% | $4,156-83.2% |
| Participant deferral / active EE | $3,156 | $5,500-42.6% | $5,072-37.8% | $6,407-50.7% |
| Admin fee / account holder | $1,179 | $9,721-87.9% | $8,859-86.7% | $12,270-90.4% |