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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,099 | $181,062+145.3% | $158,223+180.7% | $155,188+186.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.90% | 57.39%-42.5pp | 52.09%-37.2pp | 148.84%-133.9pp |
| Employer contribution / active EE | $8,428 | $4,565+84.6% | $4,109+105.1% | $4,248+98.4% |
| Participant deferral / active EE | $14,952 | $6,134+143.7% | $5,467+173.5% | $6,531+128.9% |
| Admin fee / account holder | $7,490 | $18,825-60.2% | $16,047-53.3% | $14,480-48.3% |