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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,431 | $111,535+62.7% | $105,223+72.4% | $137,256+32.2% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 15.93% | 237.85%-221.9pp | 180.65%-164.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,833 | $3,939-53.5% | $3,689-50.3% | $4,156-55.9% |
| Participant deferral / active EE | $2,451 | $5,500-55.4% | $5,072-51.7% | $6,407-61.7% |
| Admin fee / account holder | $1,582 | $9,721-83.7% | $8,859-82.1% | $12,270-87.1% |