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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,796 | $95,453-70.9% | $112,040-75.2% | $82,448-66.3% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.5%+20.1pp | 68.1%+28.5pp |
| Annual return | 71.16% | 23.92%+47.2pp | 24.52%+46.6pp | 41.64%+29.5pp |
| Employer contribution / active EE | $1,132 | $2,318-51.2% | $2,954-61.7% | $2,551-55.6% |
| Participant deferral / active EE | $3,459 | $4,224-18.1% | $5,098-32.1% | $4,139-16.4% |
| Admin fee / account holder | $2,583 | $9,013-71.3% | $12,098-78.6% | $7,234-64.3% |