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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,796 | $104,098-73.3% | $140,514-80.2% | $94,015-70.4% |
| Participation rate | 96.6% | 73.7%+22.8pp | 77.8%+18.8pp | 70.8%+25.7pp |
| Annual return | 71.16% | 15.14%+56.0pp | 14.36%+56.8pp | 17.84%+53.3pp |
| Employer contribution / active EE | $1,132 | $2,388-52.6% | $3,378-66.5% | $2,790-59.4% |
| Participant deferral / active EE | $3,459 | $4,033-14.2% | $4,919-29.7% | $4,249-18.6% |
| Admin fee / account holder | $2,583 | $10,439-75.3% | $13,697-81.1% | $8,951-71.1% |