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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,796 | $97,550-71.5% | $120,344-76.9% | $87,485-68.2% |
| Participation rate | 96.6% | 72.8%+23.7pp | 76.7%+19.8pp | 68.9%+27.6pp |
| Annual return | 71.16% | 18.41%+52.7pp | 20.30%+50.9pp | 26.06%+45.1pp |
| Employer contribution / active EE | $1,132 | $2,291-50.6% | $3,020-62.5% | $2,596-56.4% |
| Participant deferral / active EE | $3,459 | $4,230-18.2% | $5,135-32.6% | $4,274-19.0% |
| Admin fee / account holder | $2,583 | $9,543-72.9% | $12,742-79.7% | $7,775-66.8% |