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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,499 | $107,421+56.9% | $182,262-7.6% | $94,015+79.2% |
| Participation rate | 87.8% | 77.8%+10.0pp | 84.2%+3.5pp | 70.8%+16.9pp |
| Annual return | 16.12% | 21.32%-5.2pp | 140.60%-124.5pp | 17.84%-1.7pp |
| Employer contribution / active EE | $1,447 | $3,448-58.0% | $5,046-71.3% | $2,790-48.1% |
| Participant deferral / active EE | $8,037 | $6,558+22.6% | $8,276-2.9% | $4,249+89.1% |
| Admin fee / account holder | $28,548 | $8,692+228.4% | $16,712+70.8% | $8,951+218.9% |