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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,499 | $106,749+57.8% | $145,433+15.9% | $82,448+104.4% |
| Participation rate | 87.8% | 75.6%+12.1pp | 82.1%+5.6pp | 68.1%+19.7pp |
| Annual return | 16.12% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $1,447 | $3,444-58.0% | $4,554-68.2% | $2,551-43.3% |
| Participant deferral / active EE | $8,037 | $6,519+23.3% | $7,897+1.8% | $4,139+94.2% |
| Admin fee / account holder | $28,548 | $8,390+240.3% | $13,129+117.4% | $7,234+294.6% |