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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,930 | $124,425+132.2% | $112,040+157.9% | $137,256+110.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.71% | 24.72%-7.0pp | 24.52%-6.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $23,609 | $3,411+592.1% | $2,954+699.2% | $4,156+468.1% |
| Participant deferral / active EE | $5,528 | $5,718-3.3% | $5,098+8.4% | $6,407-13.7% |
| Admin fee / account holder | $13,628 | $15,207-10.4% | $12,098+12.6% | $12,270+11.1% |