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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,199 | $126,661-26.4% | $113,397-17.8% | $138,895-32.9% |
| Participation rate | 82.4% | 79.4%+2.9pp | 76.5%+5.9pp | 79.9%+2.4pp |
| Annual return | 15.09% | 25.05%-10.0pp | 23.20%-8.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $600 | $3,456-82.6% | $2,977-79.9% | $4,194-85.7% |
| Participant deferral / active EE | $2,829 | $5,693-50.3% | $5,076-44.3% | $6,396-55.8% |
| Admin fee / account holder | $593 | $14,549-95.9% | $11,957-95.0% | $12,562-95.3% |