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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,199 | $124,425-25.1% | $112,040-16.8% | $137,256-32.1% |
| Participation rate | 82.4% | 79.3%+3.0pp | 76.5%+5.9pp | 80.0%+2.4pp |
| Annual return | 15.09% | 24.72%-9.6pp | 24.52%-9.4pp | 220.34%-205.3pp |
| Employer contribution / active EE | $600 | $3,411-82.4% | $2,954-79.7% | $4,156-85.6% |
| Participant deferral / active EE | $2,829 | $5,718-50.5% | $5,098-44.5% | $6,407-55.8% |
| Admin fee / account holder | $593 | $15,207-96.1% | $12,098-95.1% | $12,270-95.2% |