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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,983 | $81,403+68.3% | $147,027-6.8% | $87,485+56.6% |
| Participation rate | 37.5% | 63.4%-25.9pp | 73.7%-36.2pp | 68.9%-31.4pp |
| Annual return | 16.52% | 16.51%0pp | 20.23%-3.7pp | 26.06%-9.5pp |
| Employer contribution / active EE | $1,734 | $2,205-21.4% | $3,626-52.2% | $2,596-33.2% |
| Participant deferral / active EE | $2,125 | $3,315-35.9% | $4,933-56.9% | $4,274-50.3% |
| Admin fee / account holder | $2,574 | $6,755-61.9% | $12,223-78.9% | $7,775-66.9% |