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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,079 | $106,864-45.7% | $147,318-60.6% | $82,637-29.7% |
| Participation rate | 65.1% | 75.5%-10.4pp | 82.1%-16.9pp | 68.1%-2.9pp |
| Annual return | 17.33% | 27.49%-10.2pp | 70.43%-53.1pp | 53.51%-36.2pp |
| Employer contribution / active EE | $2,744 | $3,417-19.7% | $4,593-40.2% | $2,552+7.5% |
| Participant deferral / active EE | $5,133 | $6,496-21.0% | $7,906-35.1% | $4,126+24.4% |
| Admin fee / account holder | $971 | $8,415-88.5% | $13,708-92.9% | $7,339-86.8% |