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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,934 | $150,412-9.0% | $120,574+13.6% | $145,884-6.1% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 11.42% | 154.50%-143.1pp | 107.42%-96.0pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,024 | $4,355-76.5% | $3,471-70.5% | $4,662-78.0% |
| Participant deferral / active EE | $1,919 | $6,175-68.9% | $4,996-61.6% | $6,690-71.3% |
| Admin fee / account holder | $6,887 | $12,224-43.7% | $9,445-27.1% | $13,392-48.6% |