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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,419 | $76,407-61.5% | $150,298-80.4% | $82,448-64.3% |
| Participation rate | 76.2% | 66.4%+9.8pp | 77.8%-1.6pp | 68.1%+8.1pp |
| Annual return | 15.53% | 39.99%-24.5pp | 62.79%-47.3pp | 41.64%-26.1pp |
| Employer contribution / active EE | $2,165 | $2,614-17.2% | $4,154-47.9% | $2,551-15.1% |
| Participant deferral / active EE | $641 | $3,214-80.1% | $5,453-88.2% | $4,139-84.5% |
| Admin fee / account holder | $1,351 | $6,352-78.7% | $14,116-90.4% | $7,234-81.3% |