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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,238 | $81,358-70.2% | $155,556-84.4% | $80,959-70.1% |
| Participation rate | 73.0% | 66.3%+6.8pp | 78.2%-5.2pp | 67.7%+5.4pp |
| Annual return | 15.14% | 33.39%-18.3pp | 64.84%-49.7pp | 35.67%-20.5pp |
| Employer contribution / active EE | $1,984 | $3,106-36.1% | $4,675-57.6% | $2,757-28.1% |
| Participant deferral / active EE | $400 | $3,455-88.4% | $5,631-92.9% | $4,300-90.7% |
| Admin fee / account holder | $953 | $7,994-88.1% | $15,885-94.0% | $6,925-86.2% |