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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,686 | $76,407+783.0% | $150,298+348.9% | $82,448+718.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.05% | 39.99%-27.9pp | 62.79%-50.7pp | 41.64%-29.6pp |
| Employer contribution / active EE | $25,971 | $2,614+893.5% | $4,154+525.2% | $2,551+918.1% |
| Participant deferral / active EE | $16,284 | $3,214+406.6% | $5,453+198.6% | $4,139+293.4% |
| Admin fee / account holder | $4,705 | $6,352-25.9% | $14,116-66.7% | $7,234-35.0% |