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| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY11+ years Service code 12 PO BOX 82535 · LINCOLN, NE 685012535 | Recordkeeping fees; Investment manage... | $35,001 |
MATRIX CLEARANCE AND SETTLEMENT11+ years Filed as: MATRIX CLEARENCE AND SETTLEMENT Service code 33 · EIN 13-4046432 | Sub-transfer agency fees; Securities ... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,012 | $55,932-39.2% | $76,735-55.7% | $67,986-50.0% |
| Participation rate | 99.1% | 50.8%+48.3pp | 69.5%+29.6pp | 57.2%+41.9pp |
| Annual return | 18.56% | 23.10%-4.5pp | 29.77%-11.2pp | 31.67%-13.1pp |
| Employer contribution / active EE | $596 | $1,487-59.9% | $2,454-75.7% | $2,019-70.5% |
| Participant deferral / active EE | $3,419 | $2,558+33.7% | $4,088-16.4% | $3,358+1.8% |
| Admin fee / account holder | $192 | $4,907-96.1% | $7,189-97.3% | $3,203-94.0% |