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| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY10+ years Service code 12 · EIN 47-0321480 | Participant communication; Sub-transf... | $17,495 |
MATRIX CLEARANCE AND SETTLEMENT10+ years Service code 33 · EIN 13-4046432 | Securities brokerage; Sub-transfer ag... | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,551 | $54,674-67.9% | $76,089-76.9% | $74,429-76.4% |
| Participation rate | 73.2% | 60.3%+12.9pp | 69.1%+4.1pp | 67.2%+6.0pp |
| Annual return | 13.44% | 31.89%-18.4pp | 360.94%-347.5pp | 1368.38%-1354.9pp |
| Employer contribution / active EE | $157 | $1,781-91.2% | $2,690-94.2% | $2,625-94.0% |
| Participant deferral / active EE | $2,501 | $3,071-18.5% | $4,259-41.3% | $4,348-42.5% |
| Admin fee / account holder | $77 | $2,238-96.6% | $6,418-98.8% | $1,944-96.1% |