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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,236 | $138,385-71.6% | $184,243-78.7% | $80,925-51.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 13.80% | 20.02%-6.2pp | 28.82%-15.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $2,570 | $4,851-47.0% | $6,427-60.0% | $2,756-6.7% |
| Participant deferral / active EE | $4,473 | $7,075-36.8% | $9,132-51.0% | $4,299+4.1% |
| Admin fee / account holder | $2,566 | $10,489-75.5% | $13,914-81.6% | $6,940-63.0% |