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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,050 | $209,336+120.2% | $197,124+133.9% | $137,256+235.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.07% | 48.09%-33.0pp | 44.34%-29.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $16,341 | $6,591+147.9% | $6,227+162.4% | $4,156+293.2% |
| Participant deferral / active EE | $2,014 | $9,614-79.1% | $9,135-78.0% | $6,407-68.6% |
| Admin fee / account holder | $14,909 | $17,308-13.9% | $16,298-8.5% | $12,270+21.5% |