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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,343,617 | $178,174+654.1% | $156,181+760.3% | $137,256+878.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 7.12% | 84.19%-77.1pp | 64.87%-57.8pp | 220.34%-213.2pp |
| Employer contribution / active EE | $24,422 | $4,972+391.2% | $4,294+468.8% | $4,156+487.6% |
| Participant deferral / active EE | $20,365 | $6,888+195.7% | $6,132+232.1% | $6,407+217.9% |
| Admin fee / account holder | $8,371 | $17,404-51.9% | $14,586-42.6% | $12,270-31.8% |