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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,120 | $166,089-37.9% | $164,928-37.5% | $145,978-29.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.93% | 100.26%-87.3pp | 70.08%-57.1pp | 550.52%-537.6pp |
| Employer contribution / active EE | $8,393 | $5,276+59.1% | $4,343+93.2% | $4,662+80.0% |
| Participant deferral / active EE | $6,109 | $6,961-12.2% | $6,034+1.3% | $6,690-8.7% |
| Admin fee / account holder | $3,809 | $16,641-77.1% | $12,684-70.0% | $13,400-71.6% |