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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,662 | $64,920-89.7% | $103,693-93.6% | $86,983-92.3% |
| Participation rate | 94.7% | 63.6%+31.1pp | 72.6%+22.1pp | 69.5%+25.2pp |
| Annual return | 20.73% | 30.29%-9.6pp | 47.61%-26.9pp | 25.83%-5.1pp |
| Employer contribution / active EE | $973 | $2,141-54.6% | $2,920-66.7% | $2,584-62.4% |
| Participant deferral / active EE | $2,102 | $3,241-35.1% | $4,579-54.1% | $4,194-49.9% |
| Admin fee / account holder | $378 | $6,191-93.9% | $7,858-95.2% | $7,856-95.2% |