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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,834 | $100,073-78.2% | $85,126-74.4% | $145,877-85.0% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 8.00% | 84.11%-76.1pp | 66.63%-58.6pp | 551.28%-543.3pp |
| Employer contribution / active EE | $2,281 | $3,236-29.5% | $2,731-16.5% | $4,663-51.1% |
| Participant deferral / active EE | $3,604 | $5,294-31.9% | $4,523-20.3% | $6,691-46.1% |
| Admin fee / account holder | $629 | $7,261-91.3% | $6,160-89.8% | $13,402-95.3% |