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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,834 | $100,203-78.2% | $85,240-74.4% | $145,897-85.0% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 8.00% | 84.28%-76.3pp | 66.75%-58.7pp | 552.29%-544.3pp |
| Employer contribution / active EE | $2,281 | $3,242-29.7% | $2,735-16.6% | $4,663-51.1% |
| Participant deferral / active EE | $3,604 | $5,299-32.0% | $4,527-20.4% | $6,689-46.1% |
| Admin fee / account holder | $629 | $7,265-91.3% | $6,165-89.8% | $13,390-95.3% |